Pet Insurance

Save up to 30%1 on MetLife Pet Insurance

No matter what unpredictable antics furry family members get into, a family isn’t complete without them. But those veterinary costs can add up quickly, which is where MetLife Pet Insurance plans can come in. MetLife Pet Insurance can help cover the costs of vet visits, accidents, illness and more. Get peace of mind with MetLife Pet Insurance’s customizable pet insurance plans that give you the freedom to visit any U.S. licensed vet. Learn more and get a free personalized quote.

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Why choose MetLife Pet Insurance?

  • Up to 90% coverage if your pet becomes sick or injured—including exam fees2
  • Optional preventive care coverage for routine wellness
  • Coverage for vet-prescribed food, supplements or holistic treatments
  • 24/7 live chat with licensed vets—for when things come up after hours3
  • One policy and a shared deductible for up to three dogs and cats4
  • Discounts and offers on pet care, where available

What Pet Insurance Covers

Pet insurance can reimburse you for covered veterinary expenses that may accrue while taking care of your pet's health — some of which can be costly. Let’s take a look at what most typical pet insurance plans cover and what they don’t.

Accidents and Injuries

  • Hospitalizations and emergency care
  • Cruciate ligaments, including anterior (ACL), medial (MCL), cranial (CCL) and posterior (PCL)
  • Foreign body ingestion

Illnesses and Conditions

  • Hereditary, congenital and chronic conditions
  • Periodontal disease
  • Intervertebral disc disease (IVDD)
  • Anal gland sacculitis, abscess or cancer
  • Pregnancy (for mother only)
  • Burial/cremation (including grief counseling)

Procedures

  • Surgeries
  • Routine complications
  • Endodontics (root canal) and orthodontics (braces)
  • Removal of deciduous teeth

Diagnostics

  • Diagnostic tests
  • X-rays
  • Ultrasounds
  • Exam fees

Prescriptions and Treatment

  • Prescription pet foods
  • Medications, including allergy and anxiety
  • Anal gland expression
  • Preventative treatment
  • Medicated baths
  • Treatment of heartworm, parasites, and Lyme disease
  • Cancer treatment

Holistics/Alternative Therapies

  • Prescribed holistic care (herbal remedies, aromatherapy, and CBD oil)
  • Alternative therapies (chiropractic, acupuncture, hydrotherapy, etc.)

Protect Your Pet with Savings on MetLife Pet Insurance

Save up to 30%1 on flexible coverage with MetLife Pet Insurance. MetLife Pet can help cover the costs of vet visits, accidents, illness, and more. Get peace of mind with MetLife Pet Insurance’s customizable pet insurance plans that give you the freedom to visit any licensed vet, emergency clinic, or specialist in the U.S.

MetLife Pet helps pet parents keep their pets healthy so they can live their best lives. Get a free quote in a few easy steps, then customize your plan to fit your pet’s needs and your budget.


  1. When combining discounts, restrictions apply. Must be eligible for applicable discounts. Each discount may not be available in all states.
  2. Reimbursement options include 50%, 70%, 80% and 90%. Restrictions apply.
  3. Virtual veterinary services are available through the MetLife Pet app and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy.
  4. Coverage options may be limited for certain ages.

Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

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